Join the community of investors earning an average 9.5% return investing across Spain. Choose stable monthly income with Buy and Hold projects, or short-term capital gains with Buy and Sell.
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Browse properties for steady income or short-term growth.
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Invest effortlessly in fractions of a property from €100!
"Buying real estate require a lot of money and you need to take of admin hurdless.
Equito allows me to buy fractions of real estate via tokens. The only thing I have to do is deposit money, pick the property and it's done. I'm now receiving passive income on the rental of the property, plus value of the property goes up.
I'd like to call it next get investing."
"The platform works great and the metrics are clear, investment opportunities come up weekly and there is also the option to sell/buy in the secondary market."
"EQUITO is the best real estate investment tool I have ever come across.
You don't have to worry about dealing with tenants, you don't have to worry about handing over keys or rent management, and in the end you get the same return from doing it yourself.
For me it is an App that I will never stop using".
"I have been investing with Equito for some time now and the experience has been very positive, I have received my rents without any problems and I like their focus on well-managed real estate investments, the transparency in reporting on projects and the ease of use of the platform. So far, payments have been on time and with no surprises. I am delighted with the returns I am getting and will continue to rely on them for future investments."
"Buying real estate require a lot of money and you need to take of admin hurdless.
Equito allows me to buy fractions of real estate via tokens. The only thing I have to do is deposit money, pick the property and it's done. I'm now receiving passive income on the rental of the property, plus value of the property goes up.
I'd like to call it next get investing."
"The platform works great and the metrics are clear, investment opportunities come up weekly and there is also the option to sell/buy in the secondary market."
"EQUITO is the best real estate investment tool I have ever come across.
You don't have to worry about dealing with tenants, you don't have to worry about handing over keys or rent management, and in the end you get the same return from doing it yourself.
For me it is an App that I will never stop using".
"I have been investing with Equito for some time now and the experience has been very positive, I have received my rents without any problems and I like their focus on well-managed real estate investments, the transparency in reporting on projects and the ease of use of the platform. So far, payments have been on time and with no surprises. I am delighted with the returns I am getting and will continue to rely on them for future investments."
Join Equito today. Start investing from €100 and earn rental income and capital gains.
Equito is a platform that democratizes real estate investing, allowing anyone to invest in real properties starting from just €100.
We buy, renovate, and manage properties so that our users can receive monthly rental income and capital gains in a simple, secure, and 100% digital way.
Every investment involves risk, but at Equito we do everything possible to minimize it. We carefully select properties, purchase them below market value, work with trusted professionals, and focus on properties located in areas with high rental demand.
In addition, we share all the details of each project with complete transparency, so you can be confident in making informed decisions.
You can earn money with Equito in three ways: monthly income, capital gains when a property is sold, referral program.
In Rental projects, your investment generates two types of returns:
Monthly rent: with an expected annual return of between 4% and 10%, depending on the type of property, its location, and the management strategy.
Capital gains: with an expected return of between 1% and 3% per year, which are realized when the property is sold if its value has increased.
In Buy-and-Sell projects, there is no monthly rent: the return comes as a single payment when the property is sold, in the form of capital gains. The expected return ranges from 5% to 12% anualized, depending on the project’s scenario (pessimistic, realistic, or optimistic).
Keep in mind that the return may vary depending on several factors, such as renovations performed or changes in the real estate market.
Investing with Equito is very easy, you only need four steps to get started:
1- Download the Equito app
2- Create your account and verify your identity
3- Choose the property you want to invest in
4- Buy your tokens
Tokens represent the digital form of participatory loans.
This means that when you purchase a token, you are granting a loan to Equito linked to a specific property, and in return, you receive economic rights over the income it generates.
This model allows you to invest in real estate in a secure, and accessible way, without needing to be the direct owner of the property.
At Equito, you can recover your investment in two ways:
1. At the end of the project, when the property is sold:
Once the investment cycle is completed, the property is put up for sale and the funds are distributed among the investors.
At that point, you recover your initial capital and your proportional share of the capital gain, if the property has appreciated in value.
The estimated term for each investment is indicated on the project page and in the token purchase agreement, and typically varies by product type (2–8 years for Rental and 6–16 months for Buy and Sell), depending on the chosen strategy.
2. Selling your tokens when the property is enabled (Applies only to the Rental product):
This option is available for properties that are rented and generating income, and sales may be subject to conditions, availability, and selling limits.
This allows you to regain liquidity without having to wait for the final sale of the property.
Fees vary depending on the project type:
Rental (Buy & Hold): fixed fees already included in the token price, an 8% acquisition fee and a 10% management fee, both calculated on the total project value, plus a 20% share of the capital gain at sale (the remaining 80% goes to investors).
Buy & Sell: no upfront fee. Equito takes a percentage of the final profit at the time of sale, based on progressive tiers set individually for each project; you can check the exact tiers under the "Returns" section of each project page.
There are 2 ways to make money with tokens:
1. Monthly yield or dividend equivalent to 1 token:
Monthly dividend 1 token=(Total rent - operating expenses [tax + property management+other operating costs]) / number of tokens).
2. Real estate capital gain
If an added value is made once you sell your token, or once the property is sold, you will also receive interests.
We distinguish 2 types of returns:
- Rents: Expected return between 4% and 10% per year
- Added value: Expected return of 1% to 5% per year
Be aware that several criteria can affect up or down the profitability as leverage, renovations and the real-estate market trend.
Since the first month the property is rented, we distribute rents directly on the app. You are free to cash-out your rents whenever you wish, starting from 2€.
There are 2 ways of selling:
1. On completion of the investment, when the property is sold. Terms can vary from 2 to 9 years, we monitor the market of the property and sell at what we consider to be the best time for the investor.
2. Equito “Buy Back”: Several times a year, we repurchase tokens to provide liquidity. At that time, investors will be invited to resell their tokens to us. We adapt the number of buybacks based on user demand.
Gross rent is the rent paid by the tenants every month.
Net rent is the gross rent minus all expenses and fees.
Net rent is distributed monthly to investors as dividends.
It can fluctuate with rent price and expenses paid.
There are no charges to open an Equito account.
Equito App charges an 8% fee on the money raised.
We also charge a 10% commission on the rents to manage the property, find tenants and collect the rents. From EQT-0018, Equito App will also charge 1/5 of the capital gain distributed to the user at the moment of the sale.
When purchasing a token, you will sign a contract resuming all the terms of the investment. This contract will be in your name and act as proof of your investment.
Here, tokens are the representation of participative loans. It gives you the right to a share of the properties revenue.
Equito holds the deed so that we take care of all the administrative for you. By owning a token, you own a share of the properties revenue. You can see the property deed in each property page.
Investors should pay taxes on the interest received, meaning on the rents we send you every month and on the added value when it is paid. For Spanish residents, we withold the taxes and pay them directly to the tax administration. For non-spanish resident, please send us a tax certificate.
We analyze and choose properties depending on the estimated profitability that we can get. Some of the criteria we analyze are: attractivity of the area, rent potential, technical installations of the property, yearly taxes, potential value increase, renovation needs in the next years.
Equito Real-Estate is managing the properties. We will onboard other trusted real-estate management companies to propose properties in different locations.
In the token price, we planned a maintenance reserve to manage eventual renovations. If this reserve is not spent, it will be sent back to the investor at the term of the investment.
Here are some of the principal benefits of tokenizing real-estate:
-Lower entry amount: One property can be divided in smaller units and therefore, the entry minimum amount to invest can be easily divided by 10000.
-Bring liquidity: A token is easy to exchange between users.
-Transparency: Contracts and transactions can be verified.
For polygon tokens, they can be verified here : https://polygonscan.com/
Our Equito Tokens are issued on Polygon. We could use other blockchains in the future if we see a competitive advantage.
The world of cryptocurrencies is vast and, most importantly, still evolving.
To summarize, here are the main token types:
-Platform tokens support decentralized apps (dapps) built on the blockchain.
-Security tokens represent legal ownership of a physical or digital asset.
-Transactional tokens serve as units of account and are exchanged for goods and services.
-Utility tokens are integrated into an existing protocol and used to access the services of that protocol.
-Governance tokens fuel blockchain-based voting systems.
We distinguish 3 definitions of what a blockchain is:
-Technical: The blockchain is a back-end database that maintains a distributed ledger that can be inspected openly.
-Business: The blockchain is a exchange network for moving transactions, value, assets, between peers, without the assistance of intermediaries.
-Legal: The blockchain validated transactions, replacing previously trusted entities
Not yet. We are currently working on it to enable you to store your token on the wallet of your choice. For now, all the tokens are stored and secured by us.
In the secondary market, you can buy tokens that other users have previously sold to Equito.
Equito buys back tokens from users who want to exit. After a certain period of time, we put these tokens on the secondary market and other users can buy them.
There are 2 ways to sell your tokens and recover your investment:
1. At the end of the investment, when the property is sold. The estimated term of the investment will be mentioned on the property page and in the purchase contract. The terms may vary from 2 to 9 years, depending on the chosen strategy.
2. Equito Buyback: Several times per year, we buy back tokens to provide liquidity. At this time, investors will be invited to resell their tokens to us. We adapt the numbers of buybacks based on the demand of users. To see previous and future buybacks, go on your dashboard, menu and click on sell tokens.
Not for now. Nevertheless, you can sell your tokens to Equito during “Buy back programs”. To see previous and future buybacks, go on your dashboard, menu and click on sell tokens.
Real-Estate is a long-term investment but we understand that you might need liquidity, that is why we propose to buy back tokens.
As we can’t sell the property to provide liquidity to a few users, we look for an external source of financing to buy back your tokens. Here is how you can sell your tokens to Equito:
1. Access the buy back from your dashboard by clicking on “…” and sell.
2. You will see the available programs and the ones already planned. Choose a buy back available program, click on sell, and the money will be credited to your balance.
3. You can then send it to your bank account or crypto wallet.
Buying back incurs fees from our side as we need to unlock capital. To keep this feature available on the long term and provide you short term liquidity, we charge a 3% fee on the buy back. If you bought your token at 100€, we will buy it back for 97€.
The money is sent to your Equito App balance. From your dashboard, you can then withdraw it to your € bank account or crypto wallet.
Dates of the next buy backs are available on the buy back interface. To access it, from your dashboard, click on “…”, then “Sell tokens“.
The number of buybacks per year is not fixed. We display the next ones on the buyback interface. We are strongly increasing the frequency and volumes.
When you sell a token, you will not receive the rents of the ongoing month.
We limit the number of tokens you can sell at each buy back to help more people get liquidity. You can always sell more tokens in another buyback. Do not worry,Equito is increasing the number of tokens that can be sold per user for each buy back.
More questions? Visit our Help Center
